Dick is a Vice President with Van Zandt, Emrich & Cary, Inc. He followed his father into the insurance business after his graduation from Eastern Kentucky University in 1969 where he earned a Bachelor of Business Administration. Dick later purchased his father's insurance agency and in 1982 merged his agency with Van Zandt, Emrich & Cary. In addition to his many years of experience in the insurance business, he has received the designation of Certified Professional Insurance Agent (CPIA). Dick is very active in his church, Habitat For Humanity, the Red Cross, Meals on Wheels and enjoys all sports, especially golf. He and his wife, Janie, have two grown children.