Personal Insurance

At Van Zandt, Emrich & Cary, we are committed to helping our clients manage their risk at home. Let us be your advocate when navigating the complicated waters of personal insurance coverage options.

With access to all top-rated carriers and a wide variety of the best insurance products, we can design a package of insurance solutions specially suited to meet your needs. From auto insurance to homeowner’s insurance, and from life to health coverage, our Louisville-based independent insurance agency has the expertise and experience to best protect you and your family.

Vehicle insurance

No matter what you drive — an aging family minivan, a new sports car, a motorcycle, a boat or even a motor home — we know there’s a lot riding on the wheels. The professionals at Van Zandt, Emrich & Cary can help you choose the best auto or other vehicle insurance policy to protect not only your loved ones, but also your peace of mind.

Homeowner’s and other residential insurance

For most people, a house is much more than four walls and a roof. It’s where families are raised and memories are made. At Van Zandt, Emrich & Cary, we believe that every home is a mansion and deserves the very best protection.

Our professional agents have access to homeowner’s insurance options that can fit every lifestyle and budget. Some of those options include: insuring against damage to the main house, additional structures such as sheds and garages, belongings in the home, and personal liability to protect you if others are injured. We even offer options that cover additional living expenses and protection against identity theft. Our Louisville agency also offers products to protect condominiums, rental property, a secondary or seasonal home, and coverage against floods.

Personal property/valuable items insurance

If you own valuable property beyond your vehicles or home, the Van Zandt, Emrich & Cary insurance agency has a solution for you. Some of the items that may qualify for coverage include jewelry, silverware, china, crystal, antiques, fine art, stamp and coin collections and sports equipment. Let us explore coverage options for all of your most prized possessions.

Individual life and health

Many small business owners and other entrepreneurs don’t have access to group benefits such as life and health insurance. Or perhaps you are paying too much for your life and health coverage and would like to investigate other options. Let Van Zandt, Emrich & Cary find a solution that will protect you and your loved ones if the unthinkable happens.

The Affordable Care Act has instituted new rules for health coverage for businesses and individuals, and compliance with the law is imperative. As one of the oldest independent insurance agencies in the Louisville area, Van Zandt, Emrich & Cary has the knowledge and experience to educate consumers about ACA requirements, state exchanges and all insurance-related issues when it comes to individual health coverage.

If you would like to explore your options for personal insurance coverage, request a quote online or call 502-456-2001.

BBBTrusted ChoiceIndependent Insurance Agencies
Van Zandt, Emrich & Cary, Inc.
12401 Plantside Drive, Louisville, KY 40299
502-456-2001 or 800-928-7355
Fax 502-454-5137
8:00AM to 4:45PM (Monday-Friday)
Due to licensing restrictions, state and territory limitations may apply.
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